Fredericksburg's Friendly Blog

A great place to find real estate info and all things Fredericksburg.

FREDERICKSBURG COMMUNITY ED CLASSES IN APRIL

GREEN LIVING IS FOR EVERYONE 

(or Green Living  isn’t just for Tree-Huggers)

Care about the environment but don’t know where to begin?  Want to make a positive differencefor the planet without spending a fortune?  Have fun learning simple green living principles thatyou can adopt in your everyday life:  at home, at work, or travel.  Together we’ll tackle some basic environmental challenges and discover some surprisingly simple and practical solutions that we can implement right away.  Each participant needs to bring a three ring binder.

Tues, Apr 5, 12, 19, May 3, 10               7:00-8:30pm      FHS Rm #236      Instructor: John Watson                $59

 BEGINNING FLYFISHING (9yrs through adult)

Now is the time to learn how to flyfish and enjoy fishing on our beautiful hill country rivers!    This class will cover history, equipment, insect life in our rivers, and casting.   By attending   this class you will gain a great overview of a classic way to fish!  Join us for a relaxing and informative Sunday afternoon!  All supplies are provided.  

Instructor:  Martin Pursch     Sun, April 17                   2:00-4:00pm               Country Flyfishing Shop, 1974 Goehmann Ln      Fee: $20

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March 18, 2011 Posted by | Fredericksburg TX | Comments Off on FREDERICKSBURG COMMUNITY ED CLASSES IN APRIL

Real Estate and Mortgage Industry News

from:  Tony Stevenson, SWBC

The  Real Estate market is improving.  The question is, “how do we keep it improving and at a faster pace?”  If we had a crystal ball or new the answers then there wouldn’t be a need for the question(s).  However, this is not the case.  One thing for sure is, if you are interested in buying a home, you had better do it now-than later.  As Ken Harney said in his weekly article in the San Antonio Business Journal, “take a snapshot of today’s mortgage market conditions and frame it.”  “That’s the inescapable conclusion of the Obama administration’s “white-paper”  on optional remedies for the two ailing giants on housing finance–Fannie Mae and Freddie Mac ,” he said.  Besides gradually fading Fannie and Freddie out, consumer borrowing  costs are going to increase-such as add-on costs and higher rates, along with qualifications relating to FICO credit scores and increasing down payment requirements. Among the proposals: Make  20%-30% down payments the minimum to meet he “qualified” test.  If you only have enough money for a small down payment, you’ll be charged significantly higher rates he concluded.  In short,  find a local Realtor and Mortgage lender and get busy  while the times are good.  Why pay more when you can pay less-Now?  Freddie Mac reported that the 30 year fixed rate index rose to 4.88%  from 4.87% last week-just so you are aware

March 18, 2011 Posted by | Fredericksburg TX | Comments Off on Real Estate and Mortgage Industry News